Free invoicing tool by SumUp (formerly Debitoor) with integrated online payment processing.
Billstride vs. SumUp Invoices
SumUp Invoices is free but charges 2.9% + $0.15 per online payment. Billstride charges a flat $0.30 per invoice — no percentages.
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TL;DR
SumUp Invoices (formerly Debitoor) is a simple invoicing tool inside the SumUp ecosystem. Free to use, but lacks e-invoicing, AI import, and proper multi-currency tax support. For EU-compliant invoices with ZUGFeRD and XRechnung, Billstride is the better choice.
Feature comparison
Invoicing
| Billstride | SumUp Invoices | |
|---|---|---|
| Create invoices | ||
| Recurring invoices | ||
| Auto-send recurring invoices | ||
| E-invoicing (ZUGFeRD) | ||
| E-invoicing (XRechnung) | ||
| AI PDF import | ||
| 3 invoice designs | ||
| 150+ currencies | ||
| Tax rules for 25+ countries | ||
| DATEV export |
Payments
| Billstride | SumUp Invoices | |
|---|---|---|
| Online payment links | ||
| Card terminal integration | ||
| Payment tracking | ||
| Payment reminders / dunning |
Usage
| Billstride | SumUp Invoices | |
|---|---|---|
| MCP integration (AI) | ||
| Small business VAT exemption | ||
| Send invoices via email | ||
| Free tier | 1 invoice free | Unlimited (with fees) |
Pricing
- No subscription — pay only when you finalize
- First invoice free
- Top up your balance, use it when you're ready
- All features included at every price point
- •Invoice creation: free
- •Online payments: 2.9% + $0.15 per transaction
- •No fee for cash or bank transfer payments
- •Part of SumUp ecosystem (card terminals, account)
Who should choose what
- →Freelancers who send 1-20 invoices per month
- →Anyone who hates paying for months they don't invoice
- →Recurring invoices with auto-send — set it and forget it
- →International invoicing with 150+ currencies
- →Payment tracking with automatic reminders and dunning
- →Quick, simple invoicing without full accounting overhead
- →Merchants already using SumUp card terminals
- →Anyone who needs online payment links in invoices
- →Very simple invoicing without EU compliance needs
Questions
SumUp Invoices is free — why pay for Billstride?
SumUp charges 2.9% + $0.15 per online payment. On a $1,000 invoice, that's $29.15. Billstride charges a flat $0.30 regardless of amount. Plus: e-invoicing, DATEV export, and AI import.
What happened to Debitoor?
Debitoor was merged into SumUp Invoices in 2022. The software is now part of the SumUp ecosystem.
Does SumUp support e-invoicing?
No. SumUp Invoices doesn't support ZUGFeRD or XRechnung. E-invoicing has been mandatory for B2B in Germany since 2025.